Branch Details
Official bank routing codes and address for Payal.
IFSC Code
HDFC0002196
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MICR Code
N/A
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Branch Code
002196
Phone Reference
91-9815331111
District
Payal
State
Punjab
Branch Address
HDFC BANK LTD KADDON ROAD, TEHSIL PAYAL DIST-LUDHIANA
Other Branches in Payal
Browse other HDFC Bank branches in the same district.
Dissection of IFSC Code: HDFC0002196
A breakdown of the component values of this specific bank code.
HDFC
Bank Code
0
Control
002196
Branch Code
- Bank Code (HDFC): The first four characters represent the bank brand. "HDFC" indicates HDFC Bank.
- Control Number (0): The fifth digit is always 0. It is a control digit reserved for future use.
- Branch ID (002196): The final six digits uniquely identify the Payal branch of HDFC Bank.
HDFC Online Fund Transfer Details
Compare limit thresholds and processing intervals for transactions to or from Payal.
| System | Min Limit | Max Limit (Online) | Availability |
|---|---|---|---|
| IMPS | ₹1 | ₹5 Lakh / Day | 24/7/365 (Instant) |
| NEFT | ₹1 | No Limit (₹25L for Retail) | 24/7/365 (Batches) |
| RTGS | ₹2 Lakh | No Limit (₹25L for Retail) | 24/7/365 (Real-Time) |
| UPI | ₹1 | ₹1 Lakh / Day | 24/7/365 (Instant) |